Now supporting 8 premium brands — more coming soon

Shop smarter.
Save 15% on every purchase.

Sell your unwanted store credit for cash — or buy verified credit at 15% off and save every time you shop. No promo codes. No exclusions. No hidden costs.

Brands we support
lululemon
Anthropologie + Terrain
Aritzia
Bloomingdale's Online
Free People + FP Movement
Gap · Banana Republic · Athleta · Old Navy
Neiman Marcus · Bergdorf · Horchow
Nordstrom + Nordstrom Rack
80¢
Cash per $1 of credit
15%
Saved off retail price
0%
Hidden fees or taxes
3–7
Days to sell on average

Simple for both sides.

For sellers
1

Choose your brand & submit

Select your brand, enter your gift card details and balance. Takes 2 minutes.

2

We verify the balance

We check your credit is valid and the balance matches what you stated.

3

We list it for you

Once verified, your credit goes live. Most credits sell within 3–7 days.

4

Get paid within 24 hours

Once your credit is purchased and the code is delivered to the buyer, we pay you 80¢ per $1 within 24 hours via PayPal or bank transfer.

For buyers
1

Browse available credits

Every listing is verified credit — works on any item, online or in store. No exclusions.

2

Pay 15% below face value

No hidden fees, no tax on your purchase here. You pay exactly what's shown — 85¢ per $1.

3

Receive your code — use it ASAP

Your gift card code lands in your inbox the moment payment clears. CredSwaps verifies the balance in real time at point of purchase — use your code as soon as possible once received.

4

You're done

Shop as normal at the retailer's website or store. Your credit covers up to its full balance — top up with your own card if you spend more.

Built on trust.

Every credit verified

We manually verify every gift card balance before listing. What you see is what you get — guaranteed.

🏷️

What you see is what you pay

No taxes, no service fees, no hidden charges — ever. The price shown at checkout is the final price.

🔒

Secure payments & money-back guarantee

All payments via Stripe — same infrastructure as Amazon and Airbnb. If a credit doesn't work, we refund you in full.

Balance verified at point of purchase

CredSwaps autonomously re-verifies every gift card balance in real time the moment you pay. If the balance isn't intact, you're refunded immediately — before the code is ever sent.

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Seller payouts within 24 hours

Sellers are paid within 24 hours of their credit being purchased and the code delivered — fast, reliable, and fully automated.

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Premium brands only

We only list credits from verified premium retailers — hand-selected for quality, community trust, and high demand.

The smarter way
to shop your favourite brands.

15% off every item, every time — no promo codes, no exclusions, no hidden costs.

Which brand
is your credit from?

Select a brand to continue. You'll see exactly where and how the credit can be spent.

Don't see your brand? Email us at help@credswaps.com

Your unused credit.
Real cash. Fast.

Got store credit sitting unused? Don't let it go to waste. Submit it in 2 minutes, we verify it, list it, and pay you 80¢ per dollar once it sells. Straight to your PayPal or bank account.

💰
80¢ per $1
Cash payout rate
3–7 days
Average time to sell
🔒
100% secure
You're always protected

💰 Example: $200 credit → you receive $160 cash via PayPal or bank transfer within 24 hours of your credit being purchased.

How it works: We verify your credit, list it on your behalf, and pay you once a buyer purchases it. You never interact with the buyer directly.

Your Credit Details
Check your email or the front of your physical card.
Scratch the back of a physical card, or check your email.
We'll independently verify this before listing. Minimum $10.
Your Details
We'll send you status updates and payout confirmation here.
Payout Method
We send payment within 24 hours of your credit being purchased. Create a free PayPal account →

By submitting you confirm this credit belongs to you and agree to our terms. Your card details are stored securely and never shared.

Submission received!

We're verifying your balance now — usually a few hours.

What happens next
✉️ We'll email you once your credit is verified and live
⏱ Most credits sell within 3–7 days
💸 You'll be paid within 24 hours of your credit being purchased
↩️ Haven't sold in 30 days? We'll delist and return your details, no questions asked
✉️ Questions? Email us at help@credswaps.com

Save 15% every time
you shop.

Browse verified store credit from real users — every listing is pre-checked and ready to spend. Pick your brand, pay 15% below face value, and get your code instantly. No promo codes. No exclusions. What you see is what you pay.

💸
Instant savings
Pay 85¢ per $1 of store credit. Save 15% on everything — full price, sale, or anything in between.
Fully verified
Every credit is checked before listing. Balance confirmed. Code works. Money-back guarantee on every purchase.
🔄
Flexible spending
Spend part of it, all of it, or top up with your own card for bigger orders. No restrictions.
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